Document register Rev. 2026.02
01
Terms of service Effective 1 Feb 2026

The agreement covering your account, payment instructions, fees, liability and termination.

02
Privacy policy Effective 1 Feb 2026

What personal data we hold, why we hold it, how long for, and how to exercise your rights.

03
Safeguarding statement Effective 12 Jan 2026

Where client funds are held, which partner banks hold them, and what happens if we fail.

04
Complaints policy Effective 12 Jan 2026

How to raise a complaint, the response times we commit to, and how to escalate.

05
Acceptable use Effective 1 Feb 2026

Payments and industries we cannot process, and the sanctions rules we apply.

06
Data processing addendum Effective 1 Feb 2026

For customers who need a DPA: sub-processors, transfer mechanisms and security measures.

Regulatory status

Who we are regulated by

GoWire.ai operates through licensed entities in each region. Your account is held by the entity named in your agreement.

gowire.ai Ltd Financial Conduct Authority — authorised payment institution
FRN 934182
gowire.ai Europe BV De Nederlandsche Bank — payment institution
R1 82041
gowire.ai Pte Ltd Monetary Authority of Singapore — major payment institution
PS 20240117
Complaints and disputes
01

Tell us

Write to complaints@gowire.ai with your account and the payment reference. We acknowledge within one business day.

02

We investigate

A final response arrives within 15 business days, or 35 in the rare cases that need a partner bank to answer.

03

Escalate

If you are not satisfied you can refer the matter to the ombudsman scheme named in your final response, free of charge.