Payments, balances, payouts and reconciliation are one system. Money moves and the record of it moves with it, so nothing has to be matched up afterwards.
One payment object holds the quote, the routing decision, the settlement confirmation and the audit trail. Nothing is assembled after the fact.
Mid-market, locked 30 minutes at creation.
Chosen per payment for cost and arrival window.
Screening, routing, sent, credited — all timestamped.
Per-user and per-corridor thresholds enforced on send.
Receive locally, hold, and pay out in the same currency. Stop converting twice on the way to the same supplier.
Account details in 9 currencies for receiving.
Convert on demand or on a schedule you set.
Auto-sweep to a target currency above a threshold.
Per-currency statements, CSV or API.
Upload a file or call the API. Validation runs before anything moves, and failures come back itemised with the reason rather than as one rejected batch.
IBAN, routing and beneficiary checks pre-flight.
Dual authorisation above your set threshold.
Valid rows go; invalid rows wait for a fix.
Failed rows retried on an alternate rail.
Confirmations match themselves to invoices and post to your ledger. The agent works the exceptions and hands you the ones that need a decision.
Reference, amount and payee matched automatically.
Netsuite, Xero, Sage and a generic journal export.
94% cleared without a human touching them.
Per-payment file your auditors can read alone.
| Region | Local rails | Currencies | Typical arrival |
|---|---|---|---|
| Eurozone | SEPA Instant, SEPA Credit Transfer | 1 | Minutes |
| United Kingdom | Faster Payments, CHAPS | 1 | Minutes |
| North America | ACH, FedWire, RTP, Interac | 2 | Same day |
| Asia-Pacific | FAST, NPP, UPI, Zengin | 11 | Minutes to 1 day |
| Latin America | PIX, SPEI, CCE | 7 | Minutes to 1 day |